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Welcome to the The Bill Sessoms Team rates page. Complete an online application today!
Current posted rates are in effect as of 06/21/2008 9:45:00 AM Central Time.
Rates are subject to change without notice.
Typical Closing Costs:
Origination Fee: 0 - 1% of Loan Amount
Appraisal Fee: $350
Commitment Fee: $450
Attorney Fee: $400 - $550
Title Insurance: $1.00 - $1.50 per thousand of Loan Amount/Sales Price
Recording Fee: $65 - $90
Survey: $250 - $350*
Pest Inspection: $75*
Home Inspection: $300 - $375*
There will be additional monies collected for prepaid items such as per diem interest, hazard/homeowner's insurance premium (1 year), and tax (2-5 months) and haz insurance (2 months) escrow deposits. These monies collected will be the same regardless of the lender you choose.
*The items with an asterik are usually associated with a purchase transaction only. These are not required by the lender, however a homebuyer may find that ordering these inspections are in their best interest.
Ask us about our "No Closing Cost" options as well.
| 6.125% | 1.000% | 6.258% | 30 |
| The APR is calculated using a loan amount of $200,000 and these typical fees. |
| 5.625% | 1.000% | 5.844% | 30 |
| The APR is calculated using a loan amount of $200,000 and these typical fees. |
| 5.875% | 1.000% | 4.974% | 30 |
| The APR is calculated using a loan amount of $200,000 and these typical fees. |
| 5.750% | 1.000% | 4.637% | 30 |
| The APR is calculated using a loan amount of $200,000 and these typical fees. |
| 5.500% | 1.000% | 4.371% | 30 |
| The APR is calculated using a loan amount of $200,000 and these typical fees. |
| 5.375% | 1.000% | 3.913% | 30 |
| The APR is calculated using a loan amount of $200,000 and these typical fees. |
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